Payment Authorization Terms and Electronic Communications Agreement

These Payment Authorization Terms incorporate and include the Paycentric Website Conditions of Use. These Payment Authorization Terms also include an Electronic Communications Agreement, which demonstrates your agreement to receive communications from us or your biller, including monthly bill statements, in electronic form. References to “we,” “us” or “our” mean Elavon, Inc. or its affiliates.

Processing Fee
To make an online bill payment through the Paycentric online bill payment system, you may be charged a non-refundable processing fee (“Processing Fee”). The Processing Fee is in addition to the payment amount (“Payment Amount”) paid to the biller and will appear as a separate charge on your credit or debit card statement from the biller. If you do not want to pay the Processing Fee, you must make alternative arrangements to pay the biller.

Authorization
By using the Paycentric online bill payment system, you authorize the biller to debit your bank account or charge your credit or debit card for the Payment Amount. You further authorize the biller to separately debit your bank account or charge your credit or debit card for the Processing Fee, if applicable. You represent that you are authorized to use the bank account or the credit or debit card for online bill payments, that you have sufficient funds in your bank account or on your credit or debit card account to make these payments and that your payments are being made for a lawful purpose.

If your bank or your credit or debit card issuer authorizes a payment, you will receive an email notification from the biller confirming both payments. The biller will post your payment to your biller account according to the biller’s policies. If any payment (for the Payment Amount or Processing Fee) is not authorized by your credit or debit card issuer, your online bill payment will be cancelled and you will be responsible for making other payment arrangements with the biller subject to any applicable penalties, late fees and interest charges that may be assessed by the biller.

Your obligation to pay your bill, including the Payment Amount, when payments are posted to your biller account, the biller’s refund policy (if any) and the biller’s use of your personal information, is governed by the biller’s terms and conditions and privacy policy as posted on their website. For any disputes about your online bill payment, you must contact the biller directly to resolve these disputes.

Scheduled Bill Payments
If you elect to make Scheduled Payments, you authorize the biller to automatically debit your bank account, or charge your debit or credit card, in the Payment Amount on the payment due date each month (each a “Scheduled Payment”). The Processing Fee is in addition to the payment amount (“Payment Amount”)until you revoke your authorization. You also authorize the biller to automatically debit your bank account or charge your debit or credit card for the Processing Fee applicable to each Scheduled Payment.

Your biller will send you a monthly bill statement that will show the Payment Amount due each month, which may vary each month, and payment due date. The monthly bill statement will be the only notice of any variance in the amount to be debited or charged automatically on the payment due date, which unless otherwise stated, will be the due date stated on the bill. If any payment due date falls on a weekend or holiday, the Scheduled Payment may be executed on the next business day.

This authorization will remain in effect, and the biller will continue to debit your bank account or charge your credit or debit card, until you revoke your authorization. To revoke, you must provide notice at least three (3) business days before the next Scheduled Payment by calling your biller at its customer service telephone number found on the biller’s website. If you revoke your authorization within three (3) business days of a Scheduled Payment, the revocation will not take effect until the following Scheduled Payment. Any revocation of your authorization will result in the discontinuance of Scheduled Payments, and you will be responsible for taking appropriate action each month to pay your bill.

Electronic Communications Agreement
By using the Paycentric online bill payment system, you consent and agree that we or the biller can provide all communications and other information relating to your payment, including monthly billing statements and any other disclosures required by law (collectively,“Communications”) to you electronically, including via our website or the email address you provided to us. This consent applies to this transaction, and to all future Communications from us or your biller, unless you have withdrawn your consent as described below. We do not offer paper copies of any specific Communication. If you do not agree to receive Communications in electronic form, you may not use the Paycentric online bill payment system.

You understand and acknowledge that, in order to access and retain Communications, you will need a computer or a mobile device with an internet connection; a current web browser that includes 128-bit encryption with cookies enabled; a valid email address; and sufficient storage space to save Communications or a means to print them.

To withdraw your consent to receive Communications electronically, you must contact your biller following the instructions provided on your biller’s website.If you withdraw your consent, you may not use the Paycentric online bill payment system.If this happens, we will revoke your authorization for Scheduled Payments and cancel all remaining Scheduled Payments, and you will be responsible for making alternative payment arrangements with the biller.

You must keep your email address updated. You may update your email address to which Communications may be sent by updating your account profile in the Paycentric online bill payment system.

Our Rights
We reserve the right to make changes to these Payment Authorization Terms at any time. Your continued use of the Paycentric online bill payment system, including when a Scheduled Payment is made, shall be deemed your acceptance of the change

We reserve the right to suspend or terminate your continued use of the Paycentric online bill payment system at any time and for any reason, including if any Scheduled Payment is returned unpaid. If this happens, we will revoke your authorization and cancel all remaining Scheduled Payments, and you will be responsible for making alternative payment arrangements with the biller.

Date: 06-18-2019